Please select from one of the following groups or use the search facility
Any bond which has "an element of life assurance" is wholly ignored as a capital resource for benefits purposes, and should therefore not be included in any calculation of your client's capital. This includes those products which have only a 1% or fraction of 1% life assurance element.
Where the bond produces income, do not include that in the means-test calculation, as it is income from capital and income received from capital is usually ignored.